CalVet Home Loans for Veterans Rebuilding After the Fires

Rebuilt duplex in Altadena, YDS concept rendering
← ResourcesFeb 10, 20251 min read

Updated October 2026

If you are a veteran with a CalVet Home Loan and your home burned, call CalVet’s claims line first: 800-626-1613, open 24 hours. CalVet loans carry their own home protection coverage, so the claim runs through CalVet as well as any other insurer.

The short version

  • Damage claims on a CalVet-financed home: 800-626-1613, 24 hours a day.
  • Coverage questions: CalVet Home Protection, 866-421-6978, weekdays 8 a.m. to 5 p.m.
  • Loan details and applications: calvet.ca.gov.
  • Most veterans qualify for CalVet loans. You need your DD Form 214 or a Statement of Service.

What to have ready

  • Your CalVet loan number and property address.
  • Photos of the damage and any debris-removal sign-off.
  • Records of the old home’s size: past permits, plans or assessor data. You will need these for the claim and for a like-for-like permit.

What to watch out for

Loan terms and rates change. Confirm current terms with CalVet before you design to a budget. If you plan to add a unit or rebuild larger than before, tell your lender early, since the permit path changes.

For the rebuild rules, see our like-for-like rules guide.

How we use it

Mariposa Complex at 385 Mariposa St in Altadena is our post-fire rebuild after the Eaton Fire. Built on SB 1123, it places three homes along a shared driveway, each with an attached ground-floor ADU. It won the 2026 AIA Pasadena & Foothill Rebuild Design Award for The Most Collaborative Process.

Source: Cal OES Wildfire Recovery, Veterans Assistance.

Planning a rebuild?

Send us the address and we’ll tell you what it can hold. Book a free consultation → · Follow @ydsarch on Instagram

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Yifu Pan

Yifu Pan, founder and principal architect of YDS Architects, is revolutionizing SoCal architecture. With a Master’s degree from USC, a decade of experience, and a deep understanding of architectural design, he provides high-quality, family-centered solutions. His commitment to affordable housing and community-beneficial commercial spaces showcases his passion for design.

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About YDS Architects

YDS Architects is a Los Angeles architect collective of designers, permit expediters, and planners specializing in modern residential and commercial design across Southern California — including ADUs and multifamily housing.

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Mariposa Residence, Altadena, by YDS Architects
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