Updated October 2026
Most emergency cash programs from early 2025 have closed, and the federal deadlines have passed. What remains is case help, appeals and rebuild financing.
The short version
- FEMA registration closed March 31, 2025. Registered households can still update their file or appeal.
- SBA economic injury loans for the LA fires closed October 8, 2025.
- LA County’s small business and worker relief funds closed in December 2025 after awarding $23.4 million.
- For current local programs, dial 211.
Where to look now
- FEMA: 800-621-3362 or DisasterAssistance.gov.
- 211 LA: 211la.org for referrals to open grants and aid.
- Your insurer: Dwelling and additional living expense coverage are the main sources for most owners. Get your policy limits in writing.
- State programs: CA.gov/LAFires.
The smaller 2025 grants this page used to list could not be confirmed as open, so we removed them.
Paying for the rebuild
If your insurance limits fall short of a new house, adding homes changes the math: an SB 1123 split or added units can be sold or rented to close the gap. Developers of mixed-income rentals in the fire areas also get priority in CalHFA’s Mixed-Income Program.
How we use it
Mariposa Complex in Altadena turns one post-fire lot into three homes, each with an attached ground-floor ADU, under SB 1123. See SB 684 / SB 1123 for how splits work.

Planning a rebuild?
Send us the address and we’ll tell you what it can hold. Book a free consultation → · Follow @ydsarch on Instagram