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The Individuals and Households Program (IHP) may provide financial assistance for temporary housing, home repairs, and other essential needs. Learn about the program and how to apply.
The recent wildfires in Los Angeles have caused devastation, leaving many residents with damaged homes and disrupted lives. If you’re a fire victim, you might be feeling overwhelmed and unsure of where to turn for help. One of the most important steps you can take is to apply for assistance from the Federal Emergency Management Agency (FEMA).
This guide will provide a step-by-step overview of how to apply for FEMA’s Individuals and Households Program (IHP), which can provide financial and direct assistance to help you get back on your feet.
FEMA’s IHP program offers various forms of aid to those affected by disasters like wildfires. This assistance can include:
Housing Assistance: If your home is unlivable, FEMA may provide rental assistance for temporary housing or reimbursement for lodging expenses. They may also provide grants for home repairs or even replacement of your primary residence.
Other Needs Assistance: This category covers various essential needs, such as:
You may also be eligible for a one-time payment of $770 through FEMA’s Serious Needs Assistance program for immediate needs like food, water, diapers, and gas.
Here’s a step-by-step guide to help you through the application process:
Gather Necessary Information: Before you start the application, make sure you have the following information readily available:
Choose Your Application Method: You can apply for FEMA assistance through any of the following methods:
Complete the Application: Provide all the necessary information accurately and thoroughly. If applying by phone, have a pen and paper ready to write down your registration number.
File an Insurance Claim (If Applicable): If you have insurance, file a claim with your insurance company as soon as possible. FEMA assistance is intended to cover essential needs and may not compensate you for losses covered by your insurance.
All individuals who were impacted by the Eaton Fire should apply for FEMA assistance. Please call 1-800-621-FEMA (3362) or go DisasterAssistance.gov as soon aspossible.
Yes, with very few exceptions, if you want federal assistance you must register with FEMA,
either by telephone (1-800-621-FEMA (3362)) or online (www.DisasterAssistance.gov). You
will need your FEMA registration number for future reference.
FEMA coordinates the Federal Government’s role in preparing for, preventing, mitigating the effects of, responding to, and recovering from all domestic disasters. SBA, on the other hand, is the Federal Government’s primary source of money for the long-term rebuilding of disasterdamaged private property. SBA helps homeowners, renters, businesses, and non-profit organizations repair or replace real estate, personal property, machinery and equipment, inventory, and business assets that have been damaged or destroyed in a declared disaster. These disaster loans cover uninsured and uncompensated losses and do not duplicate benefits of other agencies or organizations. For information about SBA programs, applicants may call 1-800-659-2955 (TTY 1-800-877-8339).
To qualify for FEMA assistance, you or a member of your household must be a U.S. citizen, U.S. non-citizen national, or qualified alien. However, even undocumented families may apply if they have at least one family member (including a minor child) who is a U.S. citizen, U.S. non-citizen national, or qualified alien and has a Social Security number.
Los Angeles County residents who registered for FEMA assistance will receive a letter. A letter stating “not approved” does not necessarily mean your application has been denied. Understanding this letter and any required next steps is crucial for your recovery.
Carefully read the letter, as it will detail the amount of FEMA assistance you may receive and how those funds can be used. It will also explain your application status and the process for appealing if you disagree with FEMA’s decision.
If you have insurance, you might initially receive a “not approved” letter. However, you may still be eligible for FEMA assistance. Even if the letter cites your insurance coverage as the reason for ineligibility, financial assistance may still be available. FEMA likely needs your finalized insurance determination to avoid duplicating financial aid for the same damage. By law, FEMA cannot cover wildfire-related costs already covered by your insurance.
If you haven’t received your insurance settlement 30 days or more after filing your claim, contact the FEMA helpline at 1-800-621-3362. FEMA may be able to provide some initial funding while you await your insurance payout.
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