For veterans affected by the recent LA Fires, rebuilding isn’t just about restoring a house—it’s about securing a future. As part of the Rebuilding Together campaign by YDS Architects, we’re highlighting how CalVet Home Loans provide critical financial and disaster protection benefits that help veterans rebuild their homes and lives.
What Are CalVet Home Loans?
CalVet Home Loans, offered by the California Department of Veterans Affairs, are designed specifically for California’s veterans. These loans provide competitive interest rates, low down payments (or even no down payment), and in many cases, up to 100% financing for eligible veterans. Whether you’re purchasing a single-family home, a condominium, or even a manufactured home, CalVet Home Loans are a trusted resource tailored to honor your service.
Special Loan Programs
- Construction Loans: Flexible financing to build your dream home.
- Home Improvement Loans: Funds for remodeling, repairs, or energy-efficient upgrades.
- Rehabilitation Loans: Assistance to purchase and repair properties needing renovation.
Nearly all veterans—whether they served during wartime or peacetime—are eligible with a valid DD Form 214 or a Statement of Service. For more details on eligibility and application, visit CalVet Home Loans.
Disaster Protection Benefits
CalVet Home Loans go beyond simple financing by including robust disaster protection coverage. If your CalVet-covered property suffers damage from fire, flood, earthquake, or water-related incidents, you have access to a range of support options:
- Property Damage Claims:
If disaster strikes, call the contracted Third Party Adjuster at 800‑626‑1613 to file a claim. This coverage helps protect your financial interests by addressing property damage quickly and efficiently. - Life Insurance and Disability Claims:
In the event of a loss, notify CalVet by calling 866‑421‑6978. Submit the necessary documentation—such as a death certificate for life insurance claims—to ensure that any applicable benefits are processed promptly. - Digital Fire Mapping and Proactive Outreach:
CalVet leverages advanced digital mapping technology to monitor wildfires and proactively reach out to veterans in affected areas. This system ensures that if your property is in a risk zone, you’re notified about your coverage benefits and the steps you can take to file a claim.
For any questions regarding your disaster protection benefits or to confirm your participation in the CalVet programs, contact the CalVet Home Protection Unit at 866‑421‑6978 or email [email protected].
How to Get Started
Taking advantage of your CalVet Home Loan benefits is simple:
- Apply Online:
Visit www.calvet.ca.gov/homeloans to start your application process or to access your account for ongoing support. - Use a Mortgage Broker:
If you’re already working with a mortgage broker, ask them about using CalVet as your preferred lender. They can quickly get approved to work with CalVet during the application process. - Get Pre-Approved:
A pre-approval letter from CalVet confirms your financial eligibility, helping you know how much you can borrow and making home selection easier. - Stay Informed:
As part of the Rebuilding Together campaign, visit our dedicated resource page at Rebuilding Together for step-by-step guides, contractor listings, and additional support tailored for veterans rebuilding after the LA Fires.
Rebuilding Together for a Brighter Future
CalVet Home Loans are more than just a financial product—they’re a commitment to our veterans. With disaster protection, proactive support, and competitive financing options, CalVet Home Loans provide a stable foundation for veterans to rebuild after calamities like the LA Fires.
At YDS Architects, our Rebuilding Together campaign is here to ensure you have access to the best resources available. Whether you need guidance on applying for a loan or navigating your disaster protection benefits, we’re dedicated to helping you take the next steps with confidence.
For more information, contact CalVet directly or explore additional rebuilding resources on our Rebuilding Together page.
Your service has protected our state—now let us help protect your home. Rebuild stronger, rebuild together.
